In what is probably a grasp for some kind of control, the past couple of weeks I've become obsessed with streamlining our finances and paying down as much debt as possible, as quickly as possible.
I'll be honest, we're around £15k in debt. £2900 of that is a loan, the rest are credit cards built up from a combination of spending above our income on frivilous crap, and overhang from when we moved in together and money was really, really tight.
But I'm incredibly excited to get rid of every single penny. I've spent hours staring at my spreadsheets and balances over the past week, more than likely sparked by my very recent diagnosis of Trigeminal Neuralgia. Loss of control – find it somewhere else!
I don't think this is an unhealthy version of taking control, it will be good for future me. As long as I'm not stressing and scared about finances – something I will keep an eye on.
Mrs lrb is fully onboard, and is almost in a more frugal mood than I am!
Something that rings true in my head is that you are not borrowing from the bank, you're borrowing from your future self to have something now, and sacrifice later.
Future self is now.